When to Consider Supplemental Health Insurance
Posted: August 25, 2021
When to Consider Supplemental Health InsuranceSupplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?
Posted: August 10, 2021
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?With the high cost of healthcare today, we all need health insurance. Freelancers and gig workers do not have the benefit of an employer-sponsored group health plan, but they can still purchase health insurance to help cover their medical expenses. The following are some possible options. The Marketplace Individual health insurance is available for purchase through the Marketplace at healthcare.gov. There are many options from...
Diagnosed With Cancer? Know Your Medicare Options
Posted: August 6, 2021
Diagnosed With Cancer? Know Your Medicare OptionsIf you have been diagnosed with cancer, you probably know that treatment costs are high. This is why it is important to carefully consider your options under Medicare. Original Medicare Medicare coverage is divided into parts. Part A covers inpatient care (hospitalization). Part B covers outpatient care, such as doctor visits and lab work. Part D is purchased separately and covers the costs of prescription...
Can I Buy Health Insurance on My Own?
Posted: July 22, 2021
Can I Buy Health Insurance on My Own?You may be considering buying health insurance and could use some advice. The Affordable Care Act dramatically changed the rules, eradicating the insurance company's ability to deny insurance for preexisting conditions. Much of the Act is still in place, with some changes. Yes, you can buy health insurance on your own, but you may find the process surprisingly complicated and confusing. What plan is best...
Medicare & COVID-19 Vaccines – What You Need to Know
Posted: July 21, 2021
Medicare & COVID-19 Vaccines – What You Need to KnowMedicare covers the cost of being vaccinated against COVID-19 for all FDA-authorized vaccines. You will not owe a copay or deductible, and you cannot be charged for being vaccinated against this deadly virus. If you have not yet been vaccinated, or you were charged to get the injections, your provider may have delivered other services or may have made an error by charging you for...